Click Seguridad Jurídica: How to break paradigms with technology

“The trustors are instructing me, and I know exactly who they are with complete certainty. Therefore, implementing Mifiel has provided total and absolute legal security for the instruction letters that a fiduciary must receive in order to execute a trust.”
_{Alejandra Covarrubias, Click Seguridad Jurídica}

A constant at Click Seguridad Jurídica is the challenge of breaking paradigms. They were the first to offer trust services aimed at SOFOMes and are currently the only ones to carry out all their instructions via electronic signature. Their processes required original instruction letters from clients to operate, which involved verifying signatures, purposes, and signing authority.

Working with physical documents from clients across the country added costs for shipping and storage, as well as a constant risk of damage or loss. Furthermore, there was the human factor: when a client failed to properly assemble a file, it caused issues during audits.

For this reason, they chose to digitize their documents and processes, ensuring legal certainty by acting in accordance with the trustor's instructions and with the consent of the beneficiary.

Non-repudiation and legal certainty: keys to signing with Mifiel

To ensure the integrity of document signatures and provide greater legal certainty, Click decided to use Mifiel for all their instructions, becoming the only fiduciary institution in the country to implement electronic signatures in this way.

Now, regardless of where their clients are located, they can provide instructions with the major advantage of non-repudiation, meaning that no signer can deny having signed—a risk that exists with handwritten signatures.

Advocating for electronic signatures

Challenging old standards and embracing technology has become a way of life for the fiduciary firm Click Seguridad Jurídica. When it comes to advanced electronic signatures, they have taken on the significant task of educating the market to increase adoption within their industry.

The challenge arises when a client or notary asks for justification for its use—a situation that stems more from a lack of knowledge and fear regarding the reliability of electronic signing solutions. In these cases, they are prepared with a solid response, including legal arguments such as Article 7 of Mexico's Advanced Electronic Signature Law, which addresses the validity of the FIEL.

However, they have discovered that the most effective approach is to encourage people to try the platform and experience firsthand how simple it is to sign with an e.firma via Mifiel, with the added benefit of greater legal certainty compared to simple electronic signatures or handwritten signatures.

Speed and ease of use with Mifiel

In addition to the aforementioned benefits of electronic signatures, other factors such as document security, cost savings, platform ease of use, and the streamlining of internal processes have been decisive in choosing Mifiel.

For example, with handwritten signatures, processes took 4 to 5 calendar days; today, everything is done in a single day, and the notary public can certify it with just two hours' notice.

“Mifiel is like chocolate; you only have to try it once to love it.”
Alejandra Covarrubias